Never Ignore an Injury: What to Do If You’re Hurt On the Job
No one wants to have to deal with an injury in the workplace. No matter how safe you are, things can happen. The worst thing you can do is ignore an injury though. Here is what to do if you’re hurt on the job.
Inform Your Supervisor
As soon as you are hurt on the job you should inform your supervisor. If possible, you should inform your supervisor in writing so that there is a record. In fact, some employers will require written notice. Many states also have a short filing deadline. So, it is best to file your injury report immediately to avoid any issues. This will help prevent delays in receiving worker’s compensation.
Seek Medical Attention
If you get hurt or sick on the job, you should seek medical attention as soon as possible. Inquire about your employer’s requirements regarding medical care. In some cases, your employer may ask you to see a company doctor rather than a physician of your choosing.
Usually, you will have to see the company doctor for up to 30 days before your transition to seeing your own doctor. You can also bring your own physician to these appointments with the company doctor if you feel so inclined. If your claim is denied based on the doctor’s findings, you can file an appeal.
File a Worker’s Compensation Claim
Remember, filing for worker’s comp does not mean you are suing your employer. It is simply a request for benefits and it is similar to filing an insurance claim. After you inform your employer of the incident, they are required by law to offer you a worker’s compensation form. When you receive the form, complete the section labeled “Employee” only. Sign, date, and return the form to your employer. Don’t forget to make a copy for your own records.
It is best to hand your form directly to your employer. If you choose to mail the form, use a certified mail service to send it. The quicker the form is received, the better. Any delays in your employer receiving the information will result in a delay in compensation. Once they receive the form, they should complete the “Employer” section and send you a copy of the completed document. The insurance company then has about 14 days to send you a letter regarding the status of your claim.
What If Your Employer Doesn’t Have Insurance?
You may discover that your employer does not have worker’s compensation insurance if you are injured or get sick on the job. If you find that is the case, contact an attorney as soon as possible or contact your state’s labor department for assistance. Generally, employers are required by law to hold worker’s comp insurance unless they hire independent contractors, domestic or agricultural workers.
Working with a staffing agency like The Bradley Group can help you identify companies and positions that will take care of your needs in the event of a workplace injury. Learn more about the jobs and benefits we can offer.